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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

The cost of car ownership continues to soar, with new- and used-car prices on the rise, and maintenance and repair commanding premium prices these days. Then there’s car insurance, an essential ...

Christina Temple moved to Truckee, California, to buy her first home. The small mountain town, a short drive from Lake Tahoe, offered the former preschool teacher and her husband, a carpenter, a shot ...

Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are stolen or damaged, ACV coverage takes into account ...