Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Out-of-network providers are the doctors and facilities that do not have a direct affiliation with your health insurance company. Out-of-network care, either through a physician visit or during an ...

Your health insurance premium will depend on factors like the size of your deductible, how narrow your network is and whether you get insurance on the job or buy a plan on your own. On average, a ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Oscar Health offers individual and family, small group health insurance and Medicare Advantage plans in 20 states: Arizona, California, Connecticut, Florida, Georgia ...